Published By: Cognizant
Published Date: Oct 23, 2018
In the last few years, a wave of digital technologies changed the banking landscape - social/ mobile altered the way banks engage with customers, analytics enabled hyper personalized offerings by making sense of large datasets, Cloud technologies shifted the computing paradigm from CapEx to OpEx, enabling delivery of business processes as services from third-party platforms.
Now, a second wave of disruption is set to drive even more profound changes - including robotic process automation (RPA), AI, IOT instrumentation, blockchain distributed ledger and shared infrastructure, and open banking platforms controlled by application programming interfaces (API). As these technologies become commercialized, and demand increases for digitally-enabled services, we will see unprecedented disruption, as non-traditional banks and fintechs rush into all segments of the banking space. This whitepaper examines key considerations for banks as they explore value in the emerging Digital 2.0 world.
The rise of the cloud and mobile computing has rapidly changed the nature of enterprise cybersecurity. The old paradigm, where all work was done behind a company firewall, has been breaking down.
Employees work not just at the office, but also on the road and at home, on mobile devices and on their own personal computers. They’re no longer using a limited stack of enterprise applications. Instead, they increasingly require access to a wide variety of apps, cloud services, and new communication platforms.
Christian Kane is an Enterprise Mobility Management Research Analyst with Forrester Research, where he helps clients develop and improve their desktop and mobile strategy. His research spans mobile hardware, mobile operating systems, mobile device management solutions, and mobile applications.
This paper aims to:
• Summarize recent developments in the current state of mobile transaction technology,
with an emphasis on line busting as a part of mPOS systems
• Highlight studies that point to mobile transaction’s projected significant short-term growth
• Outline the business benefits of both mobile transactions and line busting
• Provide in-depth guidance on how to evaluate mPOS systems for line-busting applications
Digital transformation is not a buzzword. IT has moved from the back office to the front office in nearly
every aspect of business operations, driven by what IDC calls the 3rd Platform of compute with mobile,
social business, cloud, and big data analytics as the pillars. In this new environment, business leaders
are facing the challenge of lifting their organization to new levels of competitive capability, that of
digital transformation — leveraging digital technologies together with organizational, operational, and
business model innovation to develop new growth strategies. One such challenge is helping the
business efficiently reap value from big data and avoid being taken out by a competitor or disruptor
that figures out new opportunities from big data analytics before the business does.
From an IT perspective, there is a fairly straightforward sequence of applications that businesses can
adopt over time that will help put direction into this journey. IDC outlines this sequence to e
Organizations are faced with providing secure authentication, authorization, and Single Sign On (SSO) access to thousands of users accessing hundreds of disparate applications. Ensuring that each user has only the necessary and authorized permissions, managing the user’s identity throughout its life cycle, and maintaining regulatory compliance and auditing further adds to the complexity. These daunting challenges are solved by Identity and Access Management (IAM) software.
Traditional IAM supports on-premises applications, but its ability to support Software-as-a-Service (SaaS)-based applications, mobile computing, and new technologies such as Big Data, analytics, and the Internet of Things (IoT) is limited. Supporting on-premises IAM is expensive, complex, and time-consuming, and frequently incurs security gaps.
Identity as a Service (IDaaS) is an SaaS-based IAM solution deployed from the cloud. By providing seamless SSO integration to legacy on-premises applications and modern cloud-
Encryption technology has enabled much greater privacy and security for enterprises that use the Internet to communicate and transact business online. Mobile, cloud and web applications rely on well-implemented encryption mechanisms, using keys and certificates to ensure security and trust. However, businesses are not the only ones to benefit from encryption.
Everybody has their favorite apps…but can you name even three mobile websites you like? Probably not – and that’s because retrofitting desktop web designs fails to meet users’ mobile expectations. Yet in spite of that, smartphone traffic is at its highest point ever and will only continue to increase. This report, written by Forrester analysts, outlines why it’s time for a radical web reset and how you can make your mobile website a “first-class citizen.”
Download it today.
Technology enables business transformation To thrive in today’s idea economy, small and midsize companies like yours are using technology to transform their business. Like your peers, you know that mobile applications, cloud-based solutions, and advanced analytics can help you increase productivity, reduce costs, and grow your business. Older servers, storage, and networking products weren’t built to handle the exploding amount of data that is being shared today. In order to take advantage of these modern applications, many companies have found that they need to close the gap between what their business demands and what their IT systems can deliver.
In today’s dynamic business environment where applications and data are accessed outside of traditional corporate boundaries, IT must embrace the needs of both the business and an ever present mobile workforce. Download this asset to learn more about working to support initiatives that keep the business agile and growing, and employees productive.
Sponsored by: HPE and Intel®
Modern organizations are expanding mobility initiatives across virtually every business function. According to Cisco’s 2015 Mobility Landscape Survey, 72 percent of business leaders believe mobility is a strategic imperative for their organization’s success. In fact, in many businesses today, line-of-business (LoB) leaders are increasingly funding and making decisions about mobile applications and solutions.
Download the Cisco Mobility Solution Overview to get information on providing highly secure mobile access anytime, anywhere, building a unified platform for mobile applications, and improving relationships with customers and employees through new mobile experiences.
The United States educational system is in the midst of transformational change due to widespread adoption of
technologies, including video, mobile devices, and cloud services. Given the enormous potential of these technologies to improve educational outcomes, increase access to information and collaboration, and reduce costs, schools and libraries across the nation want to do more, not less, with technology.
The need for high-throughput wireless access was especially acute at Ligonier Valley High School, where
hundreds of students, especially those in math and science classrooms located in one wing of the building, vied for
simultaneous wireless connectivity to applications such as Larson Math and Science and the ALEKS one-on-one
instructional system. Whether in the math and science wing or other areas of the school, bandwidth-intensive
streaming video, multicast within classrooms, is common.
As education evolves, so does the way we teach and learn. This report focuses on one of the newest trends, still in its nascent
stages—mobile learning. It describes the potential benefits of mobile learning, addresses the challenges and opportunities that
introducing mobile learning presents, and provides examples from school districts that have already implemented mobile learning programs so we can learn from their best practices. The report also suggests key points to consider as you develop your plans, align your goals, and make decisions regarding mobile learning in your schools.
Cisco Validated Designs (CVDs) provide the foundation for systems design based on common use cases or current engineering system priorities. They incorporate a broad set of technologies, features, and applications to address customer needs. Cisco engineers have comprehensively tested and documented each CVD in order to
ensure faster, more reliable, and fully predictable deployment.
There are numerous ways to enable a BYOD solution based on the unique business requirements of a specific organization. While some organizations may take a more open approach and rely on basic authentication, other organizations will prefer more secure ways to identify, authenticate, and authorize devices. A robust network infrastructure with the capabilities to manage and enforce these policies is critical to a successful BYOD deployment.
The technology that powers organizations has undergone several major transitions since the birth of computing. In the 1960s, the mainframe was the dominant compute model, and it gave way to minicomputing about a decade later. In the 1990s, businesses eventually shifted to PC-based computing in the client/server era. This model was eventually supplanted by Internet computing as the dominant compute model. Today, the technology industry finds itself in the midst of the most significant transition ever: the shift to mobile computing.
With the right approach, you can combine the mobility of wireless with the performance of wired networks. To get up to speed on 802.11ac, we're providing an 802.11ac migration cheat sheet and webinar on-demand.
Be inspired by these mobility success stories by downloading these case studies:
• Pinellas County Integrates Wired and Wireless Networks
• Cisco Meraki Architecture Construction - C&S Companies
• Hospital Pioneers Wi-Fi Patient Apps with Cisco BYOD Solution
• Cisco CMX Connects Evergreen Brickworks Video
There’s no denying that today’s workforce is “mobile.” Inspired by the ease and simplicity of their own personal devices, today’s workforce relies on a variety of tools to accomplish their business tasks — desktops, smart phones, tablets, laptops or other connected devices — each with varying operating systems.
The specific tasks they need to accomplish? That depends on the person. But it’s safe to say remotely logging in and out of legacy, desktop, mobile, software as-a-service (SaaS) and cloud applications is a given.
And the devices on which they work? They could be owned by the enterprise or the end user, with varying levels of company oversight, security and management. The result? An overabundance of “flexibility” that leads to fundamental IT challenges of security and manageability.
With cloud, mobile and all the new tools & frameworks that come with them, application development has never been so easy – or so hard.
Join leading application development expert Mark Driver of Gartner as he answers your most pressing questions, including:
What is the impact of lightweight and scripting applications traditional IT process?
How has app development changed with the rise of cloud computing?
How has mobile development changed expectations of developers and the apps they build?